People providing financial services in YNV office

YNV Financial Services

Enabling growth through access to capital

Leading solutions

Accelerating Access

YNV Financial Services provides individuals and businesses with innovative lending solutions so they can access the funds they need at speed, empowering them to thrive and grow.

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We launched our Monifai fintech business in Costa Rica and have since expanded into El Salvador with plans for further expansion into Central America. We provide easy, fast, and secure lending through an end-to-end digital experience, providing people with access to capital to achieve their dreams.

Visit Monifai

Smart Factoring helps businesses access working capital from their sales without the need for additional collateral. By leveraging our factoring services, companies can boost their financial stability, accelerate growth, and achieve greater success.


Visit Smart Factoring
Our leadership

Proven Global & Industry Experience

Meet our leadership
Man and woman talking on their way to the YNV office